When finding a licensed insurance agent in Clinton, we recommend you start your search online to save time. Consumers require a decent agent, and also want to find the best auto insurance prices in Clinton.
Companies like State Farm, Allstate, Geico and Progressive all claim big savings with advertising and consumers find it hard to see through the deception and do the work needed to find the best deal.
How to find Clinton insurance agents online
Educated insurance agents can point out coverage gaps and give you someone to call. The best thing about getting online price quotes is you can get the lowest rates but still work with a licensed agent.
To make it easy to find an agent, after completing this short form, your insurance coverage information is instantly submitted to local insurance agents in Clinton who will compete for your coverage. There is no reason to visit any agencies due to the fact that quote results will go immediately to your email address. It doesn’t get any easier!
Deciding on an auto insurance agent shouldn’t rely on just the bottom line cost. These are valid questions to ask:
- Is the agency involved in supporting local community causes?
- Do they have any clout with companies to ensure a fair claim settlement?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
- Does the agency provide any after hours assistance?
- Are claims handled at the agent’s location?
Compare rates from both independent and captive insurance agencies
When researching a local agent, you must know there are a couple different agency structures from which to choose. Clinton agents can either be independent (non-captive) or captive. Either one can properly insure your vehicles, but it’s good to learn the differences because it can impact your selection of an agent.
Agency Captives
These agents are contracted to one company and some examples include State Farm, Allstate and AAA. They generally cannot give you multiple price quotes so they are skilled at selling on more than just price. They are well schooled on the products they sell and that can be a competitive advantage. Some consumers prefer to choose to use a captive agent partially due to the brand legacy and solid financial strength.
Shown below are captive insurance agencies in Clinton who can help you get comparison quotes.
- Farm Bureau Insurance – 604 Highway 80 E # D – Clinton, MS 39056 – (601) 924-2396
- Allstate Insurance – 311 Clinton Blvd – Clinton, MS 39056 – (601) 924-6531
- State Farm Insurance – 543 Highway 80 W # A – Clinton, MS 39056 – (601) 924-6106
- Shelter Insurance – 449 Highway 80 E # B – Clinton, MS 39056 – (601) 924-3397
Independent Insurance Agents
Independent agents do not work for one specific company but rather can write business amongst many companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, an independent agent can move your coverage and that require little work on your part.
When comparison shopping, it’s a good idea to include at a minimum one independent agency for the best price selection. They also have the ability to place coverage with smaller regional carriers which may provide better rates.
The following are independent agencies in Clinton who can help you get price quotes.
- Metropolitan Insurance – 765 Clinton Pkwy – Clinton, MS 39056 – (601) 924-9039
- Direct General Ins Agency – 941 Highway 80 E # W3 – Clinton, MS 39056 – (601) 924-8211
- Alfa Insurance Corp – 380 Highway 80 E # D – Clinton, MS 39056 – (601) 924-6040
To view a complete directory of insurance agents in Clinton, please go to this site.
After getting good answers for all questions you ask and an affordable coverage quote, chances are good that you have found an insurance agency that is a good match to insure your vehicles.
Keep your options open
Professional insurance agents are important to many people, but Mississippi drivers can also buy direct over the internet. Some companies, such as Farmers Insurance and State Farm, who sell through agents in Clinton also allow consumers to get a quote and buy online, so this should also be taken into consideration if you want to do it yourself.
If you’re concerned about not having someone to ask questions when buying online, this is normal but is quickly overcome. Online companies provide customer service for getting advice on proper coverages. Most companies also provide live help and an extensive research center to help you answer questions.
For price-conscious consumers, the only way of knowing if agents have better prices than online companies is to get price quotes for both. Lots of times people will get different prices for the same auto insurance company depending on if you quote online or with an agent.
Will you save money buying auto insurance online? That question is hard to answer due to the fact that there are many factors that can increase policy rates. It’s a logical assumption that buying online saves by not paying a commission. But that assumption is generally incorrect because marketing expenses are significant so there may not be significant savings.
Even more information is located at the Mississippi Insurance Department website. Mississippi drivers can view a list of available companies, find out industry alerts, and report car insurance fraud.
Additional helpful sites include FindNewCarInsurance.com and this link where you can make Clinton auto insurance comparisons.
Compare but don’t skimp
While you’re price shopping online, it’s a bad idea to reduce coverage to reduce premium. In many instances, drivers have reduced comprehensive coverage or liability limits only to regret at claim time that the savings was not a smart move. The aim is to purchase plenty of coverage at an affordable rate.
Insureds switch companies for many reasons like delays in responding to claim requests, extreme rates for teen drivers, denial of a claim and even delays in paying claims. Whatever your reason, finding a great new company is easier than you think.
