When searching for a good insurance agent in Oxnard, CA, you can start your search by comparing rates online to save time. Consumers need a friendly agent, and also want to find decent rates too.
Many car insurance agents vie for your insurance dollar, and because of this it can be hard to compare insurance agents to find the absolute best rate
Why do I need an agent?
Educated insurance agents can answer important questions and give you peace of mind. One of the great benefits of comparing insurance prices online is that you can obtain the best rates but also keep your business local.
By using this simple form, the quote information is transmitted to local insurance agents in Oxnard who will compete for your business. There is no reason to visit any agencies because quoted prices will be sent directly to your email. How cool is that?! It’s the lowest rates AND an agent nearby.
Selecting an insurance agency shouldn’t rely on just the bottom line cost. Here are some questions to ask:
- What insurance company do they write the most business with?
- What insurance companies do they work with?
- Does the agent have professional designations like CIC, CPCU or AIC?
- How long has their agency been in business in Oxnard?
- Do they receive special compensation for putting your coverage with one company over another?
Shown below are agents in Oxnard willing to provide price quote information.
- Farmers Insurance Group – 1825 N Oxnard Blvd # 7, Oxnard, CA 93030 – (805) 485-1400
- State Farm Insurance – 1851 Lombard St # 203, Oxnard, CA 93030 – (805) 604-1800
- Allstate Insurance – 4107 Saviers Rd, Oxnard, CA 93033 – (805) 487-0666
- Cortez Insurance – 4017 Saviers Rd, Oxnard, CA 93033 – (805) 486-0111
- Althoff Insurance – 338 W 5th St, Oxnard, CA 93030 – (805) 487-5456
- Dale Watson Agency – 1545 W 5th St # 240, Oxnard, CA 93030 – (805) 984-3777
To view a full list of Oxnard insurance agents, please go to this site.
After getting acceptable answers in addition to an acceptable price estimate, you’ve probably found an insurance agency that will service your policy.
Online companies should be in the mix
Licensed agents are important to many people, but you also have the option of buying California car insurance direct from companies online. Some specific companies, such as Farmers Insurance and State Farm, who have local Oxnard agents also give you the ability to quote and buy online. This is something to consider.
If you’re anxious about whether or not you’ll have guidance when buying direct, don’t be too concerned. All companies that allow you to purchase coverage all have toll-free customer service for answering any questions you have.
Is online auto insurance cheaper? Whether or not you’ll save is impossible to say since there are so many factors which can adversely affect your policy premium. Common logic is that purchasing direct online saves by not paying a commission. But that assumption is generally incorrect because the cost of constant advertising is expensive and that can quickly cost more than paying an agent.
In conclusion
Low-cost car insurance can be purchased on the web and also from your neighborhood Oxnard agents, and you should compare price quotes from both to get a complete price analysis. Some insurance companies may not provide online price quotes and these small, regional companies work with independent agents.
Consumers who switch companies do it for a variety of reasons including unfair underwriting practices, poor customer service, questionable increases in premium or even extreme rates for teen drivers. Whatever your reason, switching car insurance companies is pretty easy and you might even save some money in the process.
Additional car insurance links
More tips and info about car insurance is available at the California Department of Insurance website. Consumers can read consumer alerts, get help finding coverage, and learn about insurance regulations.
