When buying auto insurance in Lawton, there are a lot of options and choosing the right Lawton auto insurance agent is harder than just making a phone call. You need a highly trained agent, but also cheaper auto insurance prices.
Many auto insurance agents vie to insure your vehicles, and because of this it can be hard to compare insurance agents and get the best coverage at the cheapest price
Your local neighborhood insurance agent
Licensed agents are trained to spot inefficiencies and give you peace of mind. The best thing about comparing rates online is that you can obtain better rates but still work with a licensed agent.
To make it easy to find an agent, after completing this form (opens in new window), your insurance coverage information is immediately sent to insurance agents in Lawton who will battle for your coverage. You don’t have to drive around because quoted prices will be sent straight to your inbox. Now that’s easy! Get lower rates and a licensed agent to work with.
Picking an insurance agency should depend on more than just a low price. Ask your prospective agent these questions:
- Do they feel the quoted coverages are adequate?
- If you have an accident, will your rates go up?
- Are they full-time agents?
- If you are a high risk driver, do they have special markets for your coverage?
- Does the agency have a good rating with the Better Business Bureau?
- How are claims handled?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
The following are agents in Lawton that are able to give price quotes.
Smisson Agency – 402 NW Fort Sill Blvd, Lawton, OK 73507 – (580) 355-5433
Larry Seelig Insurance – 1230 NW Cache Rd, Lawton, OK 73507 – (580) 248-7826
State Farm Insurance – 1716 NW Cache Rd # B, Lawton, OK 73507 – (580) 357-6230
Hart Insurance – 1930 NW Ferris Ave # 10, Lawton, OK 73507 – (580) 355-6231
After getting acceptable answers to all your questions and an acceptable price quote, chances are good that you have found an insurance agent that can provide auto insurance coverage.
What about online companies that cut out the middleman?
Local insurance agents can be invaluable at times, but Oklahoma consumers also have the option to buy direct from companies that only sell online. Certain companies who employ agents also let you buy direct online. This is something to consider.
If you’re concerned about not getting proper coverage when buying car insurance direct, this is normal but is quickly overcome. Online insurance companies that require consumers to choose their own coverages have customer service departments that you can contact for information.
Are online premiums lower? It’s difficult to provide an answer due to the fact that there are multiple individual factors that impact your premium. It’s often assumed that a customer who purchases direcly from an online company saves the commission normally paid to an agent. But the fact is, online and traditional media advertising are expensive and that can cost more than having to pay agents.
Learn more about auto insurance in Oklahoma
More tips and info about auto insurance can be found at the Oklahoma Insurance Department website. Visitors are able to find a variety of consumer forms, view agent and company licensing information, and get help finding coverage.
The articles below may also help you learn more about auto insurance in Lawton
- 6 Tips Proven to Save on Car Insurance Costs in Lawton Oklahoma
- Learn How to Lower Your Premiums for Lawton, OK Auto Insurance
In Summary
Budget-conscious auto insurance can be purchased both online as well as from independent agents in Lawton, so compare prices from both to have the best selection. A few companies don’t offer online quoting and these smaller companies work with independent agents.
People switch companies for a number of reasons such as not issuing a premium refund, questionable increases in premium, extreme rates for teen drivers and poor customer service. It doesn’t matter what your reason, choosing a new company is pretty simple and you could end up saving a buck or two.
