If you’re looking to buy auto insurance, picking a good New Hampshire car insurance agent is more difficult than just driving to the closest agent’s office. You require a decent agent, and also the cheapest rates you can possibly find.
Online insurance companies like Allstate and Progressive all promote huge savings with ad campaigns and consumers find it hard to not get sucked in by the cute commercials and take the time to shop coverage around.
Lebanon agents for auto insurance
Insurance agents are trained to spot inefficiencies and help in the event of a claim. One of the great benefits of comparing insurance prices online is that you can obtain better rates and still have an agent to talk to.
After completing this form (opens in new window), your insurance coverage information is instantly submitted to local insurance agents in Lebanon who will give you bids for your insurance coverage. You never need to drive around since price quotes are sent straight to your inbox. How cool is that?! You’ll get the best rates AND an agent nearby.
Choosing a car insurance agent needs to be determined by more than just the price. Ask your prospective agent these questions:
- How often do they review policy coverages?
- Will your rates increase after a single accident?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- Can glass repairs be made at your home?
- Does the agency provide any after hours assistance?
- Is the agent and/or agency licensed to do business in New Hampshire?
Shown below is a short list of auto insurance agents in Lebanon that can give you rate quotes.
- Townsend Insurance – 85 Mechanic St # 6, Lebanon, NH 03766 – (603) 448-2044
- Guaraldi Agency – 21 Bank St, Lebanon, NH 03766 – (603) 448-3250
- Goss-Logan Insurance Inc – 17 Mascoma St, Lebanon, NH 03766 – (603) 448-2556
For a complete listing of licensed insurance agents in Lebanon, go to this page.
Upon getting positive responses to all your questions and an affordable coverage quote, you have narrowed it down to a car insurance agent that can service your policy.
Aren’t online companies cheaper than using an agent?
Insurance agencies can be invaluable at times, but New Hampshire car insurance can also be bought from companies direct over the internet. A few companies, such as State Farm, Allstate and Farmers, who have local agents in Lebanon additionally provide the ability to get a quote and buy online, and that can save time.
If you’re anxious about not getting proper coverage, this is a normal reaction for first-time shoppers. All companies all have toll-free customer service for getting questions answered.
Do customers save by switching to an online company? It’s difficult to provide an answer due to the fact that there are many factors which can adversely affect your policy premium. It’s a common assumption that going direct saves money because there is no commission. But the reality is marketing expenses are significant so the rates may be similar to buying from an agent.
Some additional reading
More tips and info about auto insurance can be found at the New Hampshire Insurance Department website. Visitors are able to view agent and company licensing information, file complaints about an insurance agent or broker, and file complaints about a company.
The articles below may also help you learn more about auto insurance in Lebanon
- 8 Excellent Ways to Pay Lower Car Insurance Rates in Lebanon
- Strategies for Lowering Your New Lebanon, OH Car Insurance Rates
- Top 9 Ways to Get Lower Rates on Car Insurance in Lebanon, PA
Smart shoppers get results
Affordable auto insurance can be bought from both online companies as well as from independent agents in Lebanon, so compare prices from both to have the best chance of lowering rates. Some auto insurance companies don’t offer online price quotes and most of the time these regional insurance providers sell through independent agents.
Insureds switch companies for a variety of reasons including high prices, policy cancellation, being labeled a high risk driver or even extreme rates for teen drivers. Regardless of your reason, choosing a new insurance company can be easy and end up saving you some money.