When buying car insurance in Marietta, choosing the right Marietta auto insurance agent is more difficult than just picking up the phone. We’re assuming you not only want a good agent, but you also want the best rates possible.
With insurance companies like Farmers, Allstate, and independent agents all competing for business in Marietta, it can be hard to know which insurance agency will give you the lowest rates and best service. Thankfully, you can use online quotes to assemble a group of insurance agents from which to choose.
Quote online but work with a neighborhood agent
Professional agents can answer important questions and help you file claims. The biggest benefit of price shopping on the web is the fact that you can find the lowest rates and still choose a local agent. Buying from small agencies is definitely important in Marietta.
Once you complete this quick form, your insurance data is instantly submitted to participating agents in Marietta who will give you bids for your business. There is no need to leave your house since price quotes are sent immediately to your email address. How’s that for easy! You can find the lowest rates and work with a local agent.
Insurance agents in Marietta come in two varieties
When researching a local agent, you must know there are a couple different types of agents to choose from. Insurance agencies in Marietta are either captive or independent (non-captive).
Independent Agencies or Brokers
Independent agencies are not required to write business for one company but rather can write business with any number of different companies depending on which coverage is best. If your agent finds better pricing, your agent can switch companies and you won’t have to switch agencies. When comparing rates, it’s recommended you get quotes from several independent insurance agents to get the best comparison.
Shown below are independent agents in Marietta who can help you get comparison quotes.
Direct General Ins Agency – 1489 Roswell Rd # 1493 – Marietta, GA 30062 – (770) 579-0122
Quarles Agency Of Georgia Inc – 1180 Franklin Rd SE – Marietta, GA 30067 – (770) 333-9094
J F Frost Agency – 133 Johnson Ferry Rd # 110 – Marietta, GA 30068 – (770) 951-2703
Atlantic-Pacific Insurance Inc – 3827 Roswell Rd # 100d – Marietta, GA 30062 – (770) 977-2564
George Little Insurance – 2306 Powder Springs Rd SW – Marietta, GA 30064 – (770) 943-4131
Captive Agents
This type of agents can only place business with one company like Farmers Insurance or State Farm. They usually cannot compare other company’s rates so they are skilled at selling on more than just price. These agents are well schooled on their company’s products and that can be a competitive advantage.
Below is a short list of captive insurance agents in Marietta that are able to give price quote information.
Liberty Mutual Insurance – 1100 Johnson Ferry Rd # 375 – Marietta, GA 30068 – (770) 977-2022
Allstate Insurance – 207 Crescent Cir SW – Marietta, GA 30064 – (770) 499-1757
State Farm Insurance – 501 Johnson Ferry Rd # 100e – Marietta, GA 30068 – (770) 973-3404
Farm Bureau Insurance – 2850 Powder Springs Rd SW – Marietta, GA 30064 – (770) 943-3531
For a full directory of Marietta captive insurance agencies, view this link.
Deciding on an insurance agency needs to be determined by more than just the price. Ask your prospective agent these questions:
- Does the company allow you to choose your own collision repair facility?
- If your car is in the repair shop, do you have coverage for a rental car?
- Do they regularly work with personal auto policies?
- What are the financial ratings for the companies they represent?
- Does the agency have a good rating with the Better Business Bureau?
- Does the agency support the community they serve?
- Will your rates increase after a single accident?
Upon getting positive responses and a low price estimate, you have narrowed it down to an insurance agent that meets your needs to properly service your car insurance policy.
Online car insurance companies
Car insurance agents are perfect for certain consumers, but you can also buy Georgia car insurance from companies direct over the internet. Some specific companies like Allstate and State Farm who employ agents also give you the ability to buy online, so this should also be taken into consideration.
If you’re uneasy about not having someone to ask questions when buying car insurance direct, this is normal but is quickly overcome. Companies that require consumers to choose their own coverages provide access to licensed agents for getting questions answered. They also make available anytime access to help and a customer research section to help with the buying process.
Is auto insurance cheaper online? The answer to that question is complicated because there are many factors that determine your policy premium. It’s a common assumption that a shopper who purchases direct saves money by not requiring a commission. For the majority of companies, however, advertising budgets are huge so the rates may be similar to buying from an agent.
Online plus local equals savings
As you shop your coverage around, make sure you don’t buy less coverage just to save a little money. There have been many cases where an insured cut liability limits or collision coverage and found out when filing a claim that their decision to reduce coverage ended up costing them more. Your focus should be to buy a smart amount of coverage at an affordable rate, not the least amount of coverage.
Discount car insurance can be sourced online and with local Marietta insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. A few companies do not offer the ability to get a quote online and most of the time these smaller companies sell through independent agents.
More Georgia car insurance information
Additional car insurance information can be read on the website for the Georgia Insurance and Safety Fire Commissioner found here. Visitors are able to discover disciplinary actions, find out which companies have the most complaints, and find a variety of consumer forms.
Also read more on QuoteClickInsure.com and this resource to find Marietta, GA insurance agents.
