To locate an insurance agent in East Greenwich, RI, we recommend you start your search on the internet to save yourself time. You require a highly trained agent, and also the cheapest rates you can possibly find.
You have multiple auto insurance agents to choose from, and although it’s nice to have a selection, having more auto insurance agents makes it harder to compare rates and cut insurance costs.
East Greenwich agents for auto insurance
Educated insurance agents can answer important questions and help in the event of a claim. One of the great benefits of comparing rates online is that you can obtain the best rates and still have an agent to talk to.
Once you complete this form (opens in new window), your insurance data is immediately sent to local insurance agents in East Greenwich who will give you bids for your business. You don’t have to drive around due to the fact that quote results will go to your email. How cool is that?!
Picking an auto insurance agent needs to be determined by more than just the premium amount. These are valid questions to ask:
- Are they full-time agents?
- Is assistance available after office hours?
- Are claims handled at the agent’s location?
- Which members of your family are coverage by the policy?
- Will their companies depreciate repairs to your car based on the mileage?
- Is their price quote a firm figure or are their hidden costs?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
Below is a short list of auto insurance agents in East Greenwich that are able to give price quote information.
- Mellor Agency – 5 Division St # 3, East Greenwich, RI 02818 – (401) 884-4455
- Revens-Gates Insurance Inc – , East Greenwich, RI 2818 – (401) 884-2466
- C T Insurance Svc – 378 Main St, East Greenwich, RI 02818 – (401) 886-1100
To view a full list of licensed insurance agents in East Greenwich, visit this site.
Once you have received satisfactory answers to your questions and an affordable coverage quote, most likely you have located an insurance agent that is a good match to insure your vehicles.
Online companies should be compared
Auto insurance agents are important to many people, but Rhode Island drivers can also buy direct over the internet. Some companies like Allstate and State Farm who have local agents in East Greenwich also permit you to buy online, so keep that in mind and can also potentially find you lower rates.
If you’re worried about whether or not you’ll have guidance when buying online, that is quite common when buying online the first time. All companies that allow you to purchase coverage have customer service departments you can use to get advice on coverages.
Do customers save by switching to an online company? Many people think so, but it’s hard to say for sure because of the number of factors which can raise or lower premium rates. Some people will tell you that shopping online for auto insurance lowers rates due to not having any agent compensation. But in reality, the cost of constant advertising is expensive so rates may not be all that different from traditional agents.
A tidy conclusion
People who switch companies do it for a number of reasons such as being labeled a high risk driver, policy non-renewal, an unsatisfactory settlement offer and policy cancellation. Regardless of your reason, choosing a new company can be pretty painless.
The cheapest auto insurance is definitely available from both online companies as well as from independent agents in East Greenwich, and you need to price shop both in order to have the best chance of saving money. Some insurance providers don’t offer online quoting and these regional insurance providers work with independent agents.
For more Rhode Island car insurance information
Even more information can be read at the Rhode Island Division of Insurance Regulation website. Consumers can file complaints about an insurance agent or broker, read consumer alerts, read state legal mandates and laws, and discover disciplinary actions.