When finding a good Puyallup agent, we recommend you begin your search on the web rather than looking in the yellowpages. Consumers require a professional licensed agent, and also want to find competitive auto insurance rates.
Because you have many choices of insurance companies, it can be challenging to locate the lowest cost car insurance company.
Why do I need an agent?
Good agents can point out coverage gaps and help submit paperwork. The biggest benefit of getting online price quotes is that you can obtain the lowest rates but also keep your business local.
Once you complete this quick form, the coverage information is submitted to participating agents in Puyallup who will compete for your insurance coverage. You won’t need to visit any agencies due to the fact that quote results will go immediately to your email address. Now that’s easy! Get lower rates and a licensed agent to work with.
Choosing a car insurance agent shouldn’t rely on just a low price. These are valid questions to ask:
- Who is covered by the car insurance policy?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Do they review policy coverages at every renewal?
- Can they give you a list of client referrals?
- Do they feel the quoted coverages are adequate?
If you wish to contact a specific insurance agent in Puyallup, visit this site.
Once you have received good answers to your questions and a low price estimate, chances are good that you have found a car insurance agent that is a good match to insure your vehicles.
Aren’t online-only companies cheaper?
Auto insurance agents serve a purpose, but you can also buy Washington car insurance from online companies direct. Certain companies, such as Farmers Insurance and State Farm, who sell through the agent channel also allow consumers to quote and buy online, so this should also be taken into consideration.
If you’re worried about not having an insurance agent’s advice, this is expected but don’t let that bother you. Car insurance companies that allow you to purchase coverage provide access to licensed agents for getting advice on proper coverages.
If the lowest price is important, the best way to know whether online companies or local agents have lower rates is to make apples-to-apples comparisons of both. Even though it sounds odd, people frequently get different pricing when quoting both agents prices and online prices from exactly the same company. You won’t know if the lower rates are from agents or online without quoting identical coverages from both.
Will auto insurance cost less online? The answer to that question is complicated because there are many components that influence the price you pay. Common sense would say that buying direct cuts out the middleman. For most online online companies, however, online and traditional media advertising are expensive and that can quickly cost more than paying an agent.
More detailed Washington auto insurance information is available at the Washington State Office of the Insurance Commissioner website. Washington consumers can read enforcement actions against agents and companies, report car insurance fraud, file complaints about an insurance agent or broker, and download brochures.
In Summary
When trying to cut insurance costs, make sure you don’t buy less coverage just to save a little money. In many cases, an accident victim reduced collision coverage and found out when filing a claim that the savings was not a smart move. Your focus should be to buy the best coverage you can find at a price you can afford while not skimping on critical coverages.
Consumers who switch companies do it for a number of reasons such as an unsatisfactory settlement offer, delays in paying claims, not issuing a premium refund or even poor customer service. Regardless of your reason for switching companies, choosing a new company is pretty simple and you could end up saving a buck or two.
