To find an insurance agent in Bend, OR, it’s recommended you do the preliminary legwork on the internet to save time. You require a good agent that listens to you, but also need the best possible price.
Because there are so many choices, it’s nearly impossible to find the best insurer.
Online quotes with a local Bend insurance agent
Agents can help determine the best coverages and help in the event of a claim. One of the best bonuses of price shopping on the web is that you can obtain better rates but still work with a licensed agent.
Once you complete this form (opens in new window), your insurance data is transmitted to participating agents in Bend who will battle to get your business. You never need to drive around due to the fact that quote results will go straight to your inbox. It doesn’t get any easier!
Selecting a car insurance agent should depend on more than just the premium amount. These questions are important to ask:
- How long has their agency been open in Bend?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- Does the agency provide any after hours assistance?
- What is the agency’s Better Business Bureau rating?
- Are you getting all the discounts the company offers?
- How often do they review policy coverages?
- Who are their largest clients?
Bend insurance agencies come in two flavors
When finding a good Bend insurance agent, there are two types of insurance agents that you can select. Agents are classified as either independent or captive. Both types can insure your vehicles, but it’s important to know the difference between them since it can impact buying decisions.
Captive Insurance Agents
Captive insurance agents have only one company to place business with and some examples include State Farm, Allstate and AAA. These agents are unable to give you multiple price quotes so they have to upsell other benefits. These agents are very knowledgeable on their products and sales techniques which can be an advantage.
The following are Bend captive agencies who may provide you with price quotes.
Allstate Insurance – 612 NE Savannah Dr # 1 – Bend, OR 97701 – (541) 318-8536
State Farm Insurance – 1180 SE Division St # 2 – Bend, OR 97702 – (541) 382-6828
Farmers Insurance Group – 302 NE Bend River Mall Dr – Bend, OR 97701 – (541) 383-3119
American Family Insurance – 199 SW Shevlin Hixon Dr # 2 – Bend, OR 97702 – (541) 317-2835
Independent Agencies or Brokers
Independent agencies are not employed by any specific company but rather can write business with multiple insurance companies depending on which coverage is best. If you are not satisfied with one company, they simply move the coverage in-house without you having to go to a different agency.
When comparing rates, it’s a good idea to include price quotes from several independent insurance agents for the best price selection.
Shown below is a short list of independent insurance agents in Bend that are able to give price quotes.
Anderson Insurance – 2660 NE Highway 20 #610 Pmb 23 – Bend, OR 97701 – (541) 923-6454
Deschutes Agency – 595 SW Bluff Dr # A – Bend, OR 97702 – (541) 389-8785
Al Dernzis Agency – 62910 O B Riley Rd # 300 – Bend, OR 97701 – (541) 330-1015
Blaine and Co Insurance – 1327 NW John Fremont St – Bend, OR 97701 – (541) 312-9797
Eisman Agency – 224 NW Oregon Ave – Bend, OR 97701 – (541) 389-7753
To view a full list of auto insurance agents in Bend, visit this site.
Upon getting acceptable answers to these questions as well as a affordable price, most likely you have located an auto insurance agent that is a good match to service your policy.
Do online companies have better prices?
Insurance agencies are important, but you also have the option of buying from online companies direct. Some companies, such as Farmers Insurance and State Farm, who sell through the agent channel also permit you to get quotes and purchase online. This is something to consider if you’re trying to lower your rates.
If you’re apprehensive about not having someone to ask questions when buying direct, that is normal but is not a big issue. Car insurance companies that require consumers to choose their own coverages have toll-free phone numbers and other options for getting the best coverage. You may also access anytime access to help and a customer research section so buying online is not difficult.
Are online rates lower? A lot of shoppers won’t buy anywhere else, but it’s impossible to say since there are so many factors that influence the price you pay. It’s often assumed that a shopper who purchases direct reduces premiums because there is no agent. For most companies selling online, however, there are high advertising and marketing costs so the rates may be similar to buying from an agent.
Additional reading for auto insurance information
Even more information is available at the Oregon Insurance Division website. Oregon consumers can report car insurance fraud, read consumer alerts, find out which companies have the most complaints, and learn about specific coverages.
More related Bend auto insurance information:
- 10 Tricks Guaranteed to Slash the Cost of Car Insurance Costs in Bend Oregon
- Consumer Tested Strategies for Comparing Low-Cost Bend Oregon Auto Insurance
Buy online or local, you save
Cheap auto insurance can be sourced both online and also from your neighborhood Bend agents, and you need to comparison shop both to have the best rate selection. Some insurance companies may not provide online price quotes and usually these small insurance companies provide coverage only through local independent agents.
Consumers leave their current company for a variety of reasons including lack of trust in their agent, policy cancellation, not issuing a premium refund or even policy non-renewal. Regardless of your reason for switching companies, choosing a new insurance company is easier than you think.
