When finding an insurance agent in Aurora, CO, it’s recommended you start your search by comparing rates online to save yourself time. Consumers need a great agent that can assess your needs, but also need affordable rates.
Companies like Progressive, State Farm and Geico increase brand awareness with ad campaigns and it is difficult to ignore the flying pigs and cute green geckos and find the best price available.
Tailor your coverage to you
When it comes to buying the best car insurance coverage, there isn’t really a cookie cutter policy. Every insured’s situation is different so this has to be addressed. For instance, these questions may help you determine if you may require specific advice.
- Do I have coverage when pulling a U-Haul trailer?
- Does my personal policy cover me when driving my company car?
- Exactly who is provided coverage by my policy?
- Do all my vehicles need collision coverage?
- Is my custom paint covered by insurance?
- Will I be non-renewed for getting a DUI or other conviction?
- Does my policy cover me when driving someone else’s vehicle?
If you can’t answer these questions, you might consider talking to a licensed agent.
Price shop online but buy from a local Aurora agent
Educated insurance agents can help determine the best coverages and help in the event of a claim. The best thing about comparing rates online is that you can obtain the best rates and still have an agent to talk to.
To help locate an agent, after submitting this simple form, your information is emailed to local insurance agents who will compete to get your business. You don’t have to leave your computer because quoted prices will be sent directly to your email. How cool is that?! You can find the lowest rates AND an agent nearby.
Picking an auto insurance agent needs to be determined by more than just the price. Ask your prospective agent these questions:
- Are claims handled at the agent’s location?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- How long has their agency been in business in Aurora?
- Will your rates increase after a single accident?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
- Is working in the agency their full-time job?
- Do they assist clients in filing claims?
Different types of Aurora car insurance agents
When searching for a reliable agent, you must know there are a couple types of insurance agents that you can select. Aurora agents are classified as either independent or captive.
Captive Insurance Agents
These agents can only write with one company like Allstate, AAA, Liberty Mutual and State Farm. These agents are not able to shop your coverage around so they have no alternatives for high prices. Captive agents are usually quite knowledgeable on their products and sales techniques and that can be a competitive advantage.
Listed below are captive agencies in Aurora that can give you price quote information.
Shelter Insurance – 4343 S Buckley Rd # 305 – Aurora, CO 80015 – (303) 680-1441
Allstate Insurance – 2221 S Peoria St – Aurora, CO 80014 – (303) 751-1222
Liberty Mutual Insurance – 2495 S Havana St # F8 – Aurora, CO 80014 – (303) 750-9355
American Family Insurance – 1074 S Ironton St # F – Aurora, CO 80012 – (303) 360-9831
State Farm Insurance – 390 S Potomac St # F – Aurora, CO 80012 – (303) 343-3515
Farmers Insurance Group – 10555 E Dartmouth Ave # 330 – Aurora, CO 80014 – (303) 337-0471
Independent Agents
Independent agencies are not employed by any specific company but instead can place your coverage amongst many companies and potentially find a lower price. To move your coverage to a new company, an independent agent can move your coverage and you don’t have to find a new agent.
When comparison shopping, we recommend you contact several independent insurance agents to get the best comparison.
Shown below are independent agencies in Aurora that are able to give price quote information.
M G Insurance Brokers – 2600 S Parker Rd # 372 # 7 – Aurora, CO 80014 – (303) 309-6200
Eagle Insurance – 12612 E Baker Pl – Aurora, CO 80014 – (303) 338-9923
Herbert C WEBB Agency Inc – 4090 S Parker Rd – Aurora, CO 80014 – (303) 693-5501
Dianne Farrell Agency – 15632 E 6th Ave # A – Aurora, CO 80011 – (303) 366-4101
Boling Agency – 13743 E Mississippi Ave # 100 – Aurora, CO 80012 – (303) 341-4242
For a complete listing of car insurance agents in Aurora, visit this site.
Upon receiving good answers for all questions you ask and an acceptable price quote, you’ve probably found an auto insurance agent that can adequately provide car insurance.
Keep your options open
Licensed agents are important, but you also have the option of buying direct from companies online. Certain auto insurance companies who have local Aurora agents also give you the ability to get quotes and purchase online. This is something to consider.
If you’re uneasy about not having professional advice when buying online, this is expected but don’t let that bother you. Online insurance companies that require consumers to choose their own coverages provide toll-free numbers to answer any questions you may have.
Does car insurance cost less online? Many people think so, but it’s hard to say for sure since there are so many components that impact your rate calculation. Some people will tell you that going direct cuts out the agent as a middleman. In many cases, the cost of constant advertising is expensive so the lack of a commission may be a wash.
For more information
More tips and info about car insurance can be found at the Colorado DORA Division of Insurance website. Colorado consumers can file complaints about a company, learn about specific coverages, find out industry alerts, and view a list of available companies.
Better coverage you can count on
Insureds switch companies for a variety of reasons including denial of a claim, high rates after DUI convictions, poor customer service and delays in responding to claim requests. Whatever your reason, switching companies is not as difficult as it may seem.
Affordable car insurance can be purchased both online in addition to many Aurora insurance agents, so you should compare both in order to have the best chance of saving money. A few companies do not provide online price quotes and usually these small insurance companies provide coverage only through local independent agents.
