Comparing car insurance rates in Kennesaw can be a lot of work since you have many choices and choosing the right Kennesaw auto insurance agent takes more work than just randomly choosing from the yellow pages. It’s likely you’re looking for a great agent that can assess your needs, but you also want the best rates possible.
With companies like State Farm, Allstate, Farmers and independent agents all competing for business in Kennesaw, it can be hard to know which car insurance agent will give you the best rates, service and coverage. Fortunately, it’s easy to use online quotes in order to build a list of insurance agents from which to choose.
Online price comparisons from Kennesaw agents
Professional agents can help determine the best coverages and help file insurance claims. One of the great benefits of price shopping on the web is you can get the lowest rates but also keep your business local. Supporting local insurance agencies is important particularly in Kennesaw.
Upon completion of this simple form, your insurance coverage information is transmitted to agents in your area who will give you bids to get your business. There is no reason to even leave your home as quotes are delivered to your email. How’s that for easy! Get lower rates AND a local agent.
The type of insurance agent you choose is important
When looking for local Kennesaw agents, you must know there are a couple different types of agents from which to choose. Kennesaw agents are either independent (non-captive) or captive.
Independent Insurance Agents
Independent agencies do not work for one specific company so they have the ability to put coverage with many different companies and possibly get better coverage at lower prices. If your agent finds better pricing, your agent can switch companies and you don’t have to find a new agent. When shopping rates, you should always include price quotes from several independent insurance agents for maximum quote selection.Many can place coverage with smaller companies which may provide better rates.
The following are independent insurance agents in Kennesaw that may be able to provide price quote information.
- Sol Hicks Agency – 3900 Legacy Park Blvd NW #A200 – Kennesaw, GA 30144 – (770) 795-1661
- Dickerson Agency – 3185 Cherokee St NW – Kennesaw, GA 30144 – (770) 424-6762
- Nationwide Insurance – 1925 Vaughn Rd NW # 125 – Kennesaw, GA 30144 – (770) 428-7570
- Bill Hembree Agency – 1301 Shiloh Rd NW # 820 – Kennesaw, GA 30144 – (678) 290-5500
- Group Insurance Solutions – 1915 Landfall Pass NW – Kennesaw, GA 30152 – (770) 529-9353
Captive Insurance Agents
Captive agencies can only write with one company and some examples include American Family, Liberty Mutual and AAA. These agents are unable to place coverage with different providers so they have to upsell other benefits. These agents are well schooled in insurance sales which helps them sell insurance even at higher premiums. Some people will only choose to use a captive agent mainly due to high brand loyalty and the convenience of having all coverages with one company.
Shown below are captive agents in Kennesaw that are able to give comparison quotes.
- State Farm Insurance – 3195 Acworth Due West Rd NW – Kennesaw, GA 30152 – (770) 974-0900
- Liberty Mutual Insurance – 3161 Cobb Pkwy NW # 130 – Kennesaw, GA 30152 – (770) 974-0272
- Allstate Insurance – 3055 N Main St NW # 109 – Kennesaw, GA 30144 – (678) 797-0955
For a full directory of Kennesaw captive agents, go to this page.
Deciding on an insurance agency shouldn’t rely on just the bottom line cost. Any agent should be forthright in answering these questions:
- Does the agency provide any after hours assistance?
- Can glass repairs be made at your home?
- What insurance company do they write the most business with?
- Is vehicle damage repaired with OEM or aftermarket parts?
- Are there any discounts that you might be missing?
- Who are their largest clients?
Upon getting positive responses to your questions and an affordable coverage quote, chances are good that you have found a car insurance agent that can properly insure your vehicles.
Consider every option when buying coverage
Auto insurance agents are important, but Georgia consumers also have the option to buy from companies direct over the internet. Some companies who sell through the agent channel also give you the option to buy online, and that can save time if finding the best price is important.
If you’re uncomfortable with not having an agent to talk to when buying car insurance direct, this is normal but is quickly overcome. Online companies give you access to trained agents for getting advice on proper coverages. Additionally, most companies also offer 24/7 live help and a car insurance FAQ section to help you make a buying decision.
Does coverage cost less online? It’s hard to say exactly since there are many things that impact your final bill. It would make sense to think that a consumer who buys direct saves money because there is no agent involvement. But the fact is, advertising budgets are huge and that can cost more than having to pay agents.
Keep this in mind
Low-cost car insurance can be sourced online as well as from independent agents in Kennesaw, and you need to comparison shop both to have the best selection. Some insurance providers don’t offer the ability to get a quote online and usually these small, regional companies provide coverage only through local independent agents.
Consumers change insurance companies for any number of reasons including poor customer service, an unsatisfactory settlement offer, extreme rates for teen drivers or lack of trust in their agent. It doesn’t matter what your reason, finding a new car insurance company is pretty easy and you might even save some money in the process.
Much more information about car insurance in Georgia is located on the Georgia Insurance and Safety Fire Commissioner website located here. Visitors are able to download brochures, find disaster information, and get help finding coverage.
Other informative sites include FindNewCarInsurance.com and this link where you can get more info about Kennesaw coverage.