If you’re looking for a licensed insurance agent in Anderson, you can start your research by getting online comparison quotes in order to save time. We’re guessing you require not only a competent insurance agent, but you also want great rates as well.
With companies like American Family, Allstate, State Farm and independent agents all competing for business in Anderson, it’s hard to tell which one will give you the cheapest rates and the best coverage. To help decide, it’s easy to use online quotes to get a list of insurance agents and price estimates.
Car Insurance through a local Anderson agent
Insurance agents can point out coverage gaps and help you file claims. The best thing about comparing rates online is the fact that you can find the best rates and still have an agent to talk to. Buying from local agencies is important especially in Anderson.
Upon completion of this quick form, your coverage information is instantly submitted to companies in Anderson who will compete for your business. There is no need to leave your computer because quoted prices will be sent immediately to your email address. Now that’s easy!
Best car insurance agent in Anderson
When researching a reliable agent, there are a couple of types of insurance agents that you can select. Agencies in Anderson are categorized either captive or independent (non-captive). While both can do a good job, but it’s worth mentioning the differences since it may influence the selection process.
Independent Agents
Independent insurance agents do not work for one specific company but instead can place your coverage with lots of companies depending on which coverage is best. To transfer your coverage to a different company, the business is moved internally and you don’t have to find a new agent.
When shopping rates, it’s recommended you contact several independent insurance agents to get the best comparison. Many write coverage with lesser-known insurance companies which can save you money.
Listed below is a list of independent agencies in Anderson that are able to give rate quotes.
- Jim Jones Agency Inc – 3825 Main St – Anderson, IN 46013 – (765) 643-8573
- Rasbach Agency – 133 E 53rd St – Anderson, IN 46013 – (765) 646-6464
- Smith Agency – 2901 Columbus Ave – Anderson, IN 46016 – (765) 644-6161
- Titan Auto Insurance – 1918 Applewood Center Dr – Anderson, IN 46013 – (765) 649-2784
- Stan Petty Insurance Co – 420 S Scatterfield Rd # 2 – Anderson, IN 46012 – (765) 643-1160
Captive Insurance Agents
Captive agents can only write with one company and some examples include Farmers Insurance, American Family, State Farm and Allstate. These agents are not able to place coverage with different providers so always compare other rates. Captive agents are well schooled on the products they sell and that can be a competitive advantage. Consumers frequently buy from captive agents partially due to the prominence of the brand and strong financial ratings.
Shown below is a short list of captive insurance agents in Anderson that can give you rate quotes.
- Allstate Insurance – 4818 Main St – Anderson, IN 46013 – (765) 649-5617
- State Farm Insurance – 1125 Broadway St – Anderson, IN 46012 – (765) 642-9903
- Farm Bureau Insurance – 3047 Broadway St – Anderson, IN 46012 – (765) 649-0471
- American Family Insurance – 1005 Broadway St # 1 – Anderson, IN 46012 – (765) 649-3335
- Shelter Insurance – 2206 E 6th St – Anderson, IN 46012 – (765) 640-9630
For a full directory of car insurance agents in Anderson, visit this link.
Choosing a car insurance agent needs to be determined by more than just a low price. Some important questions to ask are:
- If your car is totalled, how to they determine the replacement cost?
- Can they give you a list of client referrals?
- Do they receive special compensation for putting your coverage with one company over another?
- If you have an accident, will your rates go up?
- What insurance companies do they work with?
Once you have answers to your satisfaction to your questions and a low price estimate, you’ve probably found an insurance agent that is a good match to insure your vehicles.
Consider all buying options to save money
Car insurance agents are a valuable resource, but Indiana consumers also have the option to buy direct from companies that only sell online. Some companies who sell through the agent channel also give you the option to buy online. This is something to consider.
If you’re uneasy about choosing your own coverages when buying direct, that is normal but is not a big issue. Auto insurance companies that allow you to purchase coverage give you access to trained agents that you can contact for information. They also make available a frequently asked questions page so buying online is not difficult.
Do people save by buying online? That is a tough question to answer due to the large number of individual components that impact your final bill. Some people will tell you that buying car insurance online saves by not paying a commission. In many cases, it’s expensive to advertise and this drives up their premium costs.
Read more about Indiana car insurance
More information is available on the Indiana Department of Insurance website through this link. Indiana consumers can find out which companies have the most complaints, discover disciplinary actions, and learn about specific coverages.
In Summary
Lower-priced car insurance is definitely available online and also from your neighborhood Anderson agents, so you should be comparing quotes from both to have the best selection. Some insurance providers may not provide online quoting and these regional insurance providers work with independent agents.
Consumers who switch companies do it for a variety of reasons including being labeled a high risk driver, extreme rates for teen drivers, an unsatisfactory settlement offer and high rates after DUI convictions. Whatever your reason, finding a new car insurance company is actually quite simple.
