To locate an insurance agent in Brookfield, WI, it’s recommended you do the preliminary legwork by comparing rates online rather than looking in the yellowpages. Consumers require a professional licensed agent, but also cheap rates.
Popular companies such as Geico, Progressive and Allstate increase brand awareness with catchy ads and it is challenging if not impossible to see through the cute green geckos and mayhem and find the best price available.
Buying car insurance from a local Brookfield agent
Agents are trained to spot inefficiencies and help in the event of a claim. The best thing about price shopping on the web is the fact that you can find better rates but also keep your business local.
For easy comparison, once you complete this simple form, your insurance coverage information gets sent to insurance agents in Brookfield who will give you bids for your coverage. You don’t have to leave your computer since price quotes are sent to the email address you provide. How’s that for easy!
Selecting a car insurance agent should depend on more than just the price. Agents should be asked these questions:
- Do they make recommendations based only on price?
- Will their companies depreciate repairs to your car based on the mileage?
- How long has their agency been in business in Brookfield?
- Do they carry Errors and Omissions coverage?
- Do you have coverage for a rental car if your vehicle is in the repair shop?
- Does the agency support the community they serve?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
What types of insurance agents are in Brookfield?
When looking for an insurance agent, you must know there are a couple types of insurance agents from which to choose. Insurance agencies in Brookfield are classified as either independent or captive. Both types can properly insure your vehicles, but it’s worth learning the differences since it can impact your agent selection.
Captive Agents
These agents write business for a single company such as State Farm, AAA and Liberty Mutual. They usually cannot provide prices from multiple companies so keep that in mind. Captive agencies are well schooled on the products they sell and that can be a competitive advantage.
The following is a list of captive insurance agencies in Brookfield willing to provide price quote information.
State Farm Insurance – 21915 W North Ave – Brookfield, WI 53045 – (262) 782-2423
Farmers Insurance Group – 300 N Corporate Dr # 310 – Brookfield, WI 53045 – (262) 792-2300
American Family Insurance – 165 Bishops Way # 123 – Brookfield, WI 53005 – (262) 784-8899
Liberty Mutual Insurance – 15700 W Bluemound Rd – Brookfield, WI 53005 – (262) 782-9500
Allstate Insurance – 555 S Executive Dr – Brookfield, WI 53005 – (262) 821-9700
Independent Insurance Agents
Independent agencies are not required to write business for one company so they have the ability to put coverage with any number of different companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, they simply move the coverage in-house without you having to go to a different agency.
When comparison shopping, we recommend you include at a minimum one independent agency to ensure the widest selection of prices.
Below are Brookfield independent agencies that are able to give comparison quotes.
Mac Gillis Agency – 15150 Phoenix Ave – Brookfield, WI 53005 – (262) 781-5155
Allied Insurance Inc – 12750 W North Ave # A – Brookfield, WI 53005 – (262) 782-5373
Olimpa Gonzalez Agency – 2970 N Brookfield Rd – Brookfield, WI 53045 – (262) 782-1010
Sentry Insurance Co – 15400 W Capitol Dr – Brookfield, WI 53005 – (262) 790-0737
Larry Gordon Agency Inc – 13400 Bishops Ln # 200 – Brookfield, WI 53005 – (262) 784-0800
To view a full list of Brookfield insurance agents, please go to this site.
Upon receiving acceptable answers for all questions you ask and a good coverage price, most likely you have located an insurance agency that can properly service your car insurance policy.
Consider every option when buying coverage
Local insurance agents serve a purpose, but you also have the option of buying Wisconsin car insurance directly from online companies. A few companies who employ agents additionally provide the ability to get quotes and purchase online, so that should be considered if you don’t want to take the time to contact agents.
If you’re concerned about having to choose coverages yourself when buying car insurance direct, that shouldn’t be an issue. Online companies that require consumers to choose their own coverages provide toll-free numbers for getting the best coverage. In addition, they usually offer 24/7 live help and a car insurance FAQ section so you can feel comfortable buying online.
Is pricing better online? Many people think so, but it’s hard to say for sure due to the fact that there are multiple individual factors that influence how your policy is priced. Common sense would say that buying online saves money by not requiring a commission. But that assumption is generally incorrect because the cost of constant advertising is expensive and those expenses can offset most of the savings by selling direct.
Additional consumer information websites
Additional detailed information can be read at the Wisconsin Office of the Commissioner of Insurance website. Visitors are able to get help finding coverage, find disaster information, and read consumer alerts.
More related Brookfield car insurance information:
One last thing about your coverage
Affordable car insurance can be sourced online in addition to many Brookfield insurance agents, and you need to comparison shop both to get a complete price analysis. Some car insurance companies do not provide online quoting and usually these small insurance companies provide coverage only through local independent agents.
As you restructure your insurance plan, you should never skimp on critical coverages to save a buck or two. There are a lot of situations where consumers will sacrifice full coverage only to regret at claim time that their decision to reduce coverage ended up costing them more. The aim is to find the BEST coverage at a price you can afford, not the least amount of coverage.
