When trying to find a licensed insurance agent in Greeley, you can always start your research on the web instead of making phone calls. You require a good agent, and also cheap rates.
Insurance companies such as Geico and Progressive increase brand awareness with advertising and it is challenging if not impossible to see through the cute green geckos and mayhem and effectively compare rates to find the best deal.
Online price comparisons from Greeley agents
Licensed agents can point out coverage gaps and give you someone to call. The best thing about getting online price quotes is you may find better rates but still work with a licensed agent.
To help locate an agent, after submitting this quick form, the quote information is immediately sent to companies in Greeley who will return price quotes for your coverage. You don’t have to leave your computer since price quotes are sent directly to your email. How’s that for easy!
Selecting a car insurance agent requires more thought than just a cheap price. Ask your prospective agent these questions:
- Who is covered by the car insurance policy?
- Does the company allow you to choose your own collision repair facility?
- Is vehicle mileage a factor when determining depreciation for repairs?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- Are they able to influence company decisions when a claim is filed?
- Did they already check your driving record and credit reports?
- How long has their agency been open in Greeley?
- How many years of experience in personal lines insurance coverages do they have?
Choose an insurance agent wisely
When looking for local Greeley agents, you must know there are a couple different agency structures that you can select. Greeley agents are classified as either independent (non-captive) or captive. Both types can properly insure your vehicles, but it’s worth learning the differences because it can influence the type of agent you choose
Agency Captives
Captive insurance agents write business for a single company like Allstate, State Farm and Farmers Insurance. Captives cannot shop your coverage around so always compare other rates. Captive agencies are well schooled in insurance sales which can be an advantage.
Below is a short list of captive agencies in Greeley who may provide you with price quote information.
Colorado Farm Bureau Insurance – 2525 W 16th St # D – Greeley, CO 80634 – (970) 353-8000
American Family Insurance – 2308 W 29th St # 102 – Greeley, CO 80631 – (970) 330-7240
Farmers Insurance Group – 1990 59th Ave – Greeley, CO 80634 – (970) 506-0960
Allstate Insurance – 4407 W 29th St # 200 – Greeley, CO 80634 – (970) 330-6833
Shelter Insurance – 929 38th Avenue Ct # 105a – Greeley, CO 80634 – (970) 352-4973
State Farm Insurance – 3527 W 12th St # C – Greeley, CO 80634 – (970) 356-8502
Independent Agencies or Brokers
These agents are not required to write business for one company but instead can place your coverage with multiple insurance companies and potentially find a lower price. If your agent finds better pricing, the agent simply finds a different carrier and that require little work on your part.
When searching for an agent, it’s a good idea to contact multiple independent agents to ensure the widest selection of prices.
The following is a list of independent agencies in Greeley that are able to give price quotes.
Ray Dixon Agency – 907 30th Ave # 101 – Greeley, CO 80634 – (970) 356-1919
Scott Bicknell Agency – 5586 W 19th St # 150 – Greeley, CO 80634 – (970) 330-8887
Boyd Insurance – 7251 W 20th St # G2 – Greeley, CO 80634 – (970) 506-0773
Bode Agency – 710 11th Ave # 215 – Greeley, CO 80631 – (970) 356-4990
One Stop Auto Insurance – 1928 9th St – Greeley, CO 80631 – (970) 353-7867
To view a complete directory of insurance agents in Greeley, please go to this site.
Upon getting good answers to your questions as well as a affordable price, you’ve probably found an auto insurance agent that meets your needs to service your policy.
Can you save money by buying online?
Car insurance agents are a valuable resource, but Colorado car insurance can also be bought from companies direct over the internet. Even companies that are more known for using agents, additionally provide the ability to buy direct on their websites, so keep that in mind to possibly find a better rate.
If you’re uncomfortable with whether or not you’ll have guidance when buying car insurance direct, this really isn’t an issue. Car insurance companies that require consumers to choose their own coverages provide options for getting questions answered.
Can buying online lower your premiums? Many people think so, but it’s hard to say for sure because of the fact that insurance companies use many factors that can increase policy rates. It’s a logical assumption that buying car insurance online saves the cost of an agent commission. But in most cases, marketing expenses are significant and that can cost more than having to pay agents.
Summing up your auto insurance search
Insureds leave their current company for any number of reasons including delays in responding to claim requests, lack of trust in their agent, poor customer service or even policy non-renewal. Whatever your reason, finding a great new company is less work than it seems.
Cheaper auto insurance can be sourced from both online companies as well as from independent agents in Greeley, so you should compare both so you have a total pricing picture. Some insurance companies don’t offer online quoting and many times these small, regional companies only sell through independent insurance agents.
More tips and info about auto insurance can be found at the Colorado DORA Division of Insurance website. Colorado consumers can read enforcement actions against agents and companies, read state legal mandates and laws, and get help finding coverage.
