Finding good auto insurance in Williamsport can be challenging since finding the best Pennsylvania insurance agent takes more work than just using the same auto insurance agent as your neighbor. Chances are that not only do you want a competent insurance agent, but also affordable coverage.
With companies like American Family, Allstate, State Farm and independent agents all competing for business in Williamsport, it’s difficult to determine which will provide you with the lowest rates and best service. To help decide, consumers can get insurance quotes online to assemble a group of insurance agents to choose from.
Comparing prices from Williamsport agents
Good agents can answer important questions and help submit paperwork. One of the great benefits of comparing rates online is the fact that you can find the lowest rates but also keep your business local. And providing support for small agencies is definitely important in Williamsport.
To find an agent, once you fill out this quick form, the coverage information is instantly submitted to local insurance agents in Williamsport who will give you bids for your insurance coverage. You never need to visit any agencies as quotes are delivered to the email address you provide. Now that’s easy!
Listed below are agents in Williamsport that are able to give comparison quotes.
Lyndon L Burkey Insurance – 1410 Washington Blvd, Williamsport, PA 17701 – (570) 326-2844
Allstate Insurance – 921 Westminster Dr # 2, Williamsport, PA 17701 – (570) 326-6645
Paul Hartsock LUTCF Insurance – 460 Market St # 206, Williamsport, PA 17701 – (570) 321-9242
State Farm Insurance – 2350 E 3rd St, Williamsport, PA 17701 – (570) 326-5179
Kutney Agency – 1028 Washington Blvd, Williamsport, PA 17701 – (570) 322-8909
Choosing an insurance agent should depend on more than just the premium amount. Agents should be asked these questions:
- Did they already check your driving record and credit reports?
- How much can you save by raising your physical damage deductibles?
- Are you getting all the discounts the company offers?
- If they are an independent agency, which companies do they recommend?
- Do they feel the quoted coverages are adequate?
Once you have received reasonable responses to any questions you have as well as a affordable price, most likely you have located an insurance agent that will adequately provide auto insurance.
Can I save by eliminating the insurance agent?
Auto insurance agents are perfect for certain consumers, but you can also find affordable Pennsylvania auto insurance directly from online companies. Even companies, such as Farmers Insurance and State Farm, who have local agents in Williamsport also allow consumers to buy online, so that should be considered to possibly find a better rate.
If you’re worried about not having someone to ask questions when buying direct, this is expected but don’t let that bother you. Auto insurance companies that require consumers to choose their own coverages provide phone numbers and online resources to help you decide which coverages are appropriate. Consumers also can use the ability to chat online live with a sales rep and online research that you can use if you have questions.
Is online auto insurance cheaper? A lot of shoppers won’t buy anywhere else, but it’s impossible to say because there are many factors that influence how your policy is priced. It’s a common assumption that buying direct saves money because there is no agent involvement. But the reality is marketing expenses are significant and those expenses can offset most of the savings by selling direct.
To learn more about auto insurance in Pennsylvania
Additional auto insurance information is located on the website for the Pennsylvania Insurance Department. Click here for link. Pennsylvania consumers can find out which companies have the most complaints, view agent and company licensing information, and read enforcement actions against agents and companies.
More comparisons equals lower rates
Insureds switch companies for a number of reasons such as denial of a claim, not issuing a premium refund, being labeled a high risk driver and policy non-renewal. It doesn’t matter why you want to switch choosing a new insurance company is pretty easy and you might even save some money in the process.
Budget-conscious auto insurance is available from both online companies and with local Williamsport insurance agents, so compare prices from both to get a complete price analysis. Some insurance companies do not offer the ability to get a quote online and these small insurance companies work with independent agents.
