If you’re trying to find an insurance agent in Revere, MA, you can do the preliminary legwork for an agent online rather than looking in the yellowpages. Consumers require a competent insurance agent, and also want to find the lowest rates for car insurance in Revere.
With so many options, it’s difficult to locate the best car insurance company.
Online quotes with a local Revere insurance agent
Agents can answer important questions and give you someone to call. The best thing about comparing insurance prices online is the fact that you can find better rates and still have an agent to talk to.
To make it easy to find an agent, after completing this quick form, the coverage information is transmitted to insurance agents in Revere who will give you bids to get your business. You never need to leave your computer since price quotes are sent directly to your email. How cool is that?!
Selecting an insurance agent needs to be determined by more than just a low price. Ask your prospective agent these questions:
- Can they provide you with a list of referrals?
- Is the agency involved in supporting local community causes?
- Do they review policy coverages at every renewal?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- What insurance company do they write the most business with?
Revere car insurance agents are either independent or captive
When looking for a local agent, you need to know there are two different types of agents to choose from. Agents are either captive or independent (non-captive). While both can properly insure your vehicles, but it’s good to learn the differences since it may influence your agent selection.
Captive Agents
Captive agencies have only one company to place business with such as State Farm or Allstate. They generally cannot compare other company’s rates so keep that in mind. Captive agencies are very knowledgeable on the products they sell which can be an advantage. Consumers sometimes buy from captive agents primarily because of loyalty to the company and solid financial strength.
Independent Agents
Independent agencies are not employed by any specific company so they can insure your vehicles with many different companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and you don’t have to find a new agent. When shopping rates, you should always include at least one independent agent to ensure the widest selection of prices. Many write coverage with smaller companies who may have lower rates.
The following is a list of independent insurance agents in Revere that can give you price quote information.
- R M Cataldo Insurance – 557 Broadway – Revere, MA 02151 – (781) 289-5286
- Handel Insurance – 76 Shirley Ave – Revere, MA 02151 – (781) 284-8277
For a full directory of insurance agents in Revere, go to this page.
Once you have good answers to any questions you have and locked in a price quote, chances are good that you have found an auto insurance agent that meets your needs to insure your vehicles.
Online companies can help you save
Insurance agents are perfect for certain consumers, but you also have the option of buying directly from online companies. A few companies, such as Farmers Insurance and State Farm, that are more known for using agents, also let you get a quote and buy online, and that can save time to possibly find a better rate.
If you’re anxious about not getting proper coverage when shopping online, this is a normal reaction for first-time shoppers. Online insurance companies that allow you to purchase coverage provide toll-free numbers for answering any questions you have. Also available are live chat and online tools to help with the buying process.
The only method to determine whether online companies or local agents have lower rates is to get rates from both and compare them. You can actually get different rates from exactly the same company when comparing online quotes to a quote from an agent.
Is pricing better online? That is a tough question to answer because there are a lot of things that can increase policy rates. It’s often assumed that shopping direct prevents the agent from taking a cut. For the majority of companies, however, online and traditional media advertising are expensive and that can cost more than having to pay agents.
Learn more about car insurance in Massachusetts
More tips and info about car insurance is located at the Massachusetts Division of Insurance website. Massachusetts consumers can file complaints about an insurance agent or broker, read enforcement actions against agents and companies, read state legal mandates and laws, and find a variety of consumer forms.
Other useful links include BankRate.com’s Car Insurance: When not to Skimp and QuoteClickSave.com.
More quotes mean more savings
Insureds switch companies for a number of reasons such as questionable increases in premium, high rates after DUI convictions, delays in responding to claim requests or being labeled a high risk driver. No matter why you want to switch, finding a great new company is not as hard as you think.
As you restructure your insurance plan, it’s not a good idea to sacrifice coverage to reduce premiums. There are many occasions where an insured dropped physical damage coverage only to discover later that their decision to reduce coverage ended up costing them more. Your aim should be to purchase plenty of coverage at an affordable rate.
